We specialise in obtaining bad credit mortgages and mortgages for the self-employed. Whether you're a first-time buyer, moving home or remortgaging, we've helped people in similar situations secure the right mortgage - and we can help you too.
New Start Financial Services is a specialist mortgage broker based in the South East that focuses on complex cases such as self-employed mortgages, bad credit mortgages and other situations that may lead to being rejected by a high-street bank. As part of the Quilter Financial Planning Network, we have access to a broad panel of high-street and specialist lenders, including exclusive mortgage deals not typically available to the public, giving you more choice and a stronger chance of approval.
So whether you've been turned down by a bank, let down by another broker or simply need guidance on a more complicated mortgage application, we're here to support you every step of the way. Please get in touch via our enquiry form and we will do our best to help.
Getting a mortgage when you're self-employed can be tough, but with our expertise and knowledge of lenders' requirements, we can match you with a solution that will suit your needs.
Whether you've had minor credit issues like missed payments or more serious challenges such as previous bankruptcies, we work with specialist lenders who regularly accept these types of applications.
Whatever your needs, with access to both high-street and specialist lenders we can find the most suitable solution for you.
We'll take the time to discuss your financial background and gain a full understanding of your requirements, whether you are self-employed, have adverse credit or have any other complex needs.
We will analyse your credit report, income and circumstances before matching you with a lender. We'll talk you through our recommendation and explain the reasoning behind it in clear, simple terms.
When you are ready to progress, we will get some more information from you to enable us to secure an 'agreement in principle' on your behalf. This is something an estate agent will require to proceed with a property purchase.
We will gather any required documentation such as ID, proof of income, property details, bank statements and proof of deposit. We'll carefully go through everything with you before submitting to the lender.
We will work closely with your lender to secure your full mortgage offer. If they introduce an improved rate during this time, we will swap you over so that you always have the right deal.
Before your current rate ends, we'll reach out to discuss your next steps and help you secure a new deal. We can start this process a few months in advance, giving you plenty of time to plan ahead.
As a family-run business, we take pride in offering a personal service tailored to each client's individual needs. We build long-term relationships with our clients, aiming to support them year after year as their circumstances and goals evolve.
We keep our clients informed every step of the way with regular updates on their application. We believe that clear, consistent communication builds confidence and trust.
For the past 30 years, we've helped clients through all kinds of financial situations and market conditions. Our depth of knowledge means you can feel confident you're getting expert advice tailored to your circumstances.
Charlie Burrows
New Start Financial Services Ltd is an appointed representative of
Quilter Financial Services Ltd which is authorised and regulated by
the Financial Conduct Authority.
New Start Financial Services Limited, Tamarisk, New Road, Hurley,
Maidenhead, SL6 5LN Registered in England & Wales Company Registration
No. 05491063.
The information contained within this website is subject to the UK
regulatory regime and is therefore targeted at consumers based in the
UK.
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