For specialist mortgage guidance, please contact us directly.

Mortgages for UK Business Owners

Business Owner Mortgage Services

At New Start Financial, we specialise in securing mortgages for business owners and understanding their unique challenges. Our expertise ensures you receive the best advice and suitable mortgage products with a comprehensive approach that considers your business’s financial nuances.

Customised Mortgage Options for Business Owners

Understanding Your Financial Needs

Navigating the mortgage landscape as a business owner requires specific expertise. Unlike traditional salaried employees, business owners must provide detailed financial documentation. At New Start Financial, we understand and manage these requirements. Whether you run a small or large business, we tailor our services to fit your financial situation.

Tailored Mortgage Options

We offer bespoke mortgage advice and access to a range of mortgage products suited to business owners. Our team assists you in gathering necessary documents such as business accounts, tax returns, and income verification, ensuring a smooth and efficient application process. By collaborating with lenders experienced in business owner mortgages, we help secure favourable terms for you.

Mortgages for UK Business Owners​

The Application Process Simplified

Step-by-Step Guidance

1. Initial Consultation: We start with a detailed consultation to understand your financial background and mortgage requirements.
2. Documentation Support: We guide you in compiling all necessary documents, including business accounts and tax returns.
3. Lender Matching: We match you with lenders with a track record of approving business owner mortgage applications.
4. Application Submission: We assist in preparing and submitting your mortgage application, ensuring all details are accurate and complete.
5. Approval and Completion: Once approved, we help you through the final steps to secure your mortgage and move into your new property.

Key Benefits of Choosing New Start Financial

Expertise in Business Owner Mortgages: We specialise in understanding the nuances of business income and how it affects mortgage applications.
Personalised Service: Receive tailored advice and support throughout the mortgage application process.
Access to Suitable Products: We partner with lenders, offering products suitable for business owners.
Comprehensive Approach: We explore all avenues to ensure you get the right mortgage deal, leveraging our extensive network and expertise.

Frequently Asked Questions

What documents do I need to apply for a business owner mortgage?

You must provide business accounts, tax returns, and bank statements. Additional documentation may be required depending on your specific situation.

Can I get a mortgage if I’ve only been in business for one year

Some lenders may consider applications from business owners with only one year of operation. However, having at least two years of trading history generally strengthens your application.

How is my income assessed for a mortgage application?

Lenders typically assess your net profit or your salary and dividends if you operate through a limited company. The average income over the past two years is usually taken into account.

Contact Us Today

Ready to explore your mortgage options?

Contact New Start Financial today to schedule a consultation. We’re here to assist you every step of the way.

Stuart Dibley Specialist
Mortgage Adviser

To find out exactly what you're eligible for and at what rates please give me a call on 03456 123835 or fill out a quick enquiry form here.

Business Owner Mortgage Services

At New Start Financial, we specialise in securing mortgages for business owners and understanding their unique challenges. Our expertise ensures you receive the best advice and suitable mortgage products with a comprehensive approach that considers your business’s financial nuances.

Customised Mortgage Options for Business Owners

Understanding Your Financial Needs

Navigating the mortgage landscape as a business owner requires specific expertise. Unlike traditional salaried employees, business owners must provide detailed financial documentation. At New Start Financial, we understand and manage these requirements. Whether you run a small or large business, we tailor our services to fit your financial situation.

Tailored Mortgage Options

We offer bespoke mortgage advice and access to a range of mortgage products suited to business owners. Our team assists you in gathering necessary documents such as business accounts, tax returns, and income verification, ensuring a smooth and efficient application process. By collaborating with lenders experienced in business owner mortgages, we help secure favourable terms for you.
Mortgages for UK Business Owners​

The Application Process Simplified

Step-by-Step Guidance

Key Benefits of Choosing New Start Financial

Frequently Asked Questions

Step-by-Step Guidance

You must provide business accounts, tax returns, and bank statements. Additional documentation may be required depending on your specific situation.

Some lenders may consider applications from business owners with only one year of operation. However, having at least two years of trading history generally strengthens your application

Lenders typically assess your net profit or your salary and dividends if you operate through a limited company. The average income over the past two years is usually taken into account.

Contact Us Today

Ready to explore your mortgage options?

Stuart Dibley Specialist
Mortgage Adviser

To find out exactly what you're eligible for and at what rates please give me a call on 03456 123835 or fill out a quick enquiry form here.